Commercial risk advisory
Commercial risk, clearly understood.
Contega is a modern commercial risk advisory. We combine experienced judgement with technology to understand what drives your business, then shape insurance around what matters most.
Who we are
Protection by decision, not by default.
Contega brings the attention of a boutique advisory to complex commercial risk. We work with you to understand how your business operates, what it depends on and where it may be exposed. Your knowledge of the business and our experience in risk shape clear advice and protection that fits.
Our principles
Client-centred
We listen first, understand properly and respect your time. Every recommendation begins with the business, not the policy.
Advisory-led
Experienced judgement turns complexity into clear choices. Insurance is one part of the solution, not the starting point.
Technology-enabled
Data and intelligent tools sharpen insight and decisions without replacing genuine human attention.
We listen closely, question carefully and build a clear picture before recommending a way forward.
What we do
Risk advice built around the business.
We look closely at your financial position, claims history and contractual obligations, then help you decide which risks to insure, which to carry and which to reduce at the source. You deal with senior advisers who know your business, supported by a dedicated team, deep insurer relationships and our in-house claims team.
Our approach
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Observe
We get to know your business in depth, and what it relies on.
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Analyse
We examine the risks and work through what they mean for you.
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Protect
We recommend a way forward and arrange insurance shaped around what matters.
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Stay alongside
We stay close through claims and renewals, and adjust the program as your business changes.
Solutions
Advice shaped to your organisation.
By sector
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Corporate
For organisations with complex insurance and risk needs, from ASX-listed entities and private groups to growing mid-market businesses.
Explore corporate solutions -
Real estate agencies
For real estate agencies, from independent offices to national franchise groups, with advisers who understand how agencies operate.
Explore real estate solutions
By cover
Who leads Contega
Meet Gareth Carpenter.
Chief Executive Officer
Gareth has more than 20 years in commercial insurance broking and risk advisory. He has led national broking businesses and managed complex insurance programs for large listed and private organisations, always with the same focus: understand the business first, give clear advice, and do what we say we will do.
Connect with Gareth on LinkedInA Cohabit Group company
Contega is the commercial risk advisory business within the Cohabit Group, a risk intelligence company built around clearer data, better decisions and smarter insurance outcomes.
Visit cohabit.com.au (opens in a new tab)Talk to us
Let’s start with what matters.
Have a question about your current cover, an upcoming renewal or a change in your business? Tell us what prompted the enquiry and we’ll work out the next step together.
Contact details
- Phone
- +61 404 063 707
- Sydney
- Level 9, 32 York Street
Sydney NSW 2000 - Melbourne
- 489–505 Toorak Road
Toorak VIC 3142