Commercial risk advisory

Commercial risk, clearly understood.

Contega is a modern commercial risk advisory. We combine experienced judgement with technology to understand what drives your business, then shape insurance around what matters most.

Photographs of Contega advice in action, rotating

Who we are

Protection by decision, not by default.

Contega brings the attention of a boutique advisory to complex commercial risk. We work with you to understand how your business operates, what it depends on and where it may be exposed. Your knowledge of the business and our experience in risk shape clear advice and protection that fits.

Our principles

  1. Client-centred

    We listen first, understand properly and respect your time. Every recommendation begins with the business, not the policy.

  2. Advisory-led

    Experienced judgement turns complexity into clear choices. Insurance is one part of the solution, not the starting point.

  3. Technology-enabled

    Data and intelligent tools sharpen insight and decisions without replacing genuine human attention.

We listen closely, question carefully and build a clear picture before recommending a way forward.

What we do

Risk advice built around the business.

We look closely at your financial position, claims history and contractual obligations, then help you decide which risks to insure, which to carry and which to reduce at the source. You deal with senior advisers who know your business, supported by a dedicated team, deep insurer relationships and our in-house claims team.

Our approach

  1. Observe

    We get to know your business in depth, and what it relies on.

  2. Analyse

    We examine the risks and work through what they mean for you.

  3. Protect

    We recommend a way forward and arrange insurance shaped around what matters.

  4. Stay alongside

    We stay close through claims and renewals, and adjust the program as your business changes.

See how we work

Gareth Carpenter, Chief Executive Officer of Contega

Who leads Contega

Meet Gareth Carpenter.

Chief Executive Officer

Gareth has more than 20 years in commercial insurance broking and risk advisory. He has led national broking businesses and managed complex insurance programs for large listed and private organisations, always with the same focus: understand the business first, give clear advice, and do what we say we will do.

Connect with Gareth on LinkedIn

A Cohabit Group company

Contega is the commercial risk advisory business within the Cohabit Group, a risk intelligence company built around clearer data, better decisions and smarter insurance outcomes.

Visit cohabit.com.au (opens in a new tab)

Talk to us

Let’s start with what matters.

Have a question about your current cover, an upcoming renewal or a change in your business? Tell us what prompted the enquiry and we’ll work out the next step together.

Contact details

Sydney
Level 9, 32 York Street
Sydney NSW 2000
Melbourne
489–505 Toorak Road
Toorak VIC 3142